Welcome to Protect Our Benefits, Inc.
Protect Our Benefits, Inc. (POB) is a nonprofit corporation dedicated to protecting and enhancing the health benefits of retirees in the San Francisco Health Service System (HSS) and the pension benefits of retirees in the San Francisco Employees Retirement System (SFERS).
As of 2022, SFERS has 74,000 active, vested, and retiree members, including surviving spouses, qualified domestic partners, and members who sustained an injury or illness that prevented them from performing their duties on disability. As of 2022, the HSS has 40,265 retirees and their dependents enrolled in member-benefit health plans. We work to strengthen alliances with groups that already share POB’s objectives and to establish new relationships with other groups and individuals that have similar objectives. We are committed to taking the legal and political actions necessary to achieve our goals.
Meet Our Founder
Nancy Gin
Nancy Gin, pioneering activist, San Francisco city worker, and one of the founders of Protect Our Benefits, cared passionately about her fellow workers. She wanted city retirees to live a dignified retirement. Honor Nancy’s legacy and all retirees by supporting POB’s ongoing efforts to protect our earned benefits.

Our Supporters & Contributors
POB’s more than 7,000 supporters and contributors are retired employees of the City and County of San Francisco, San Francisco Unified School District, Community College District, and SF Court System. Despite our diverse experiences as employees, we have one common goal as retirees:
to protect the health and retirement benefits we have earned over the years.
Recent News
POB June NL – SFERS and SFHSS Updates
Thank you for your ongoing donations. They are greatly appreciated as they help offset our operating expenses, allowing us to continue our work serving you. [...]
POB May News – SFERS sound trust report & SFHSS news, plus good election results
Thank you for your ongoing donations. They are greatly appreciated as they help offset our operating expenses, allowing us to continue our work serving you. [...]
POB April Newsletter – SFHSS & SFERS latest news
Thank you for your ongoing donations. They are greatly appreciated as they help offset our operating expenses, allowing us to continue our work serving you. [...]
Informative Reads
Donate to
Protect Our Benefits
*Your donation is tax deductible under state and federal law.
Alternatively, checks can be mailed to:
Protect Our Benefits Trust
P.O. Box 210250
San Francisco, CA 94121-0250
Donor names and information are kept confidential. Donor information is not accessible for public record.
Stay Informed
To receive regular news updates from Protect Our Benefits, please complete the form below.
Participate with Protect Our Benefits
If you are a retiree or beneficiary of the City and County of San Francisco and would like to participate with Protect Our Benefits, please e-mail us at Participate@protectourbenefits.org. Be sure to let us know where you reside and what you are interested in doing. Since POB is an all-volunteer group, please allow a few days for us to respond.