Stop HSS From Taking Away Your United Healthcare.
Tell Us Your Story.

HSS voted last month to switch your excellent retiree healthcare from United Healthcare to an inferior plan on Blue Shield CA starting in January 2025. They are telling us nothing will change. But that’s not what we’re hearing. Tell us your story so we can share it (no names, if you prefer) with our elected officials. Don’t balance the city budget on retirees backs!

Welcome to Protect Our Benefits, Inc.

Protect Our Benefits, Inc. (POB) is a nonprofit corporation dedicated to protecting and enhancing the health benefits of retirees in the San Francisco Health Service System (HSS) and the pension benefits of retirees in the San Francisco Employees Retirement System (SFERS).

As of 2022, SFERS has 74,000 active, vested, and retiree members, including surviving spouses, qualified domestic partners, and members who sustained an injury or illness that prevented them from performing their duties on disability. As of 2022, the HSS has 40,265 retirees and their dependents enrolled in member-benefit health plans.
We work to strengthen alliances with groups that already share POB’s objectives and to establish new relationships with other groups and individuals that have similar objectives. We are committed to taking the legal and political actions necessary to achieve our goals.

Meet Our Founder

Nancy Gin

Nancy Gin, pioneering activist, San Francisco city worker, and one of the founders of Protect Our Benefits, cared passionately about her fellow workers. She wanted city retirees to live a dignified retirement. Honor Nancy’s legacy and all retirees by supporting POB’s ongoing efforts to protect our earned benefits.

Our Supporters & Contributors

POB’s more than 7,000 supporters and contributors are retired employees of the City and County of San Francisco, San Francisco Unified School District, Community College District, and SF Court System. Despite our diverse experiences as employees, we have one common goal as retirees:
to protect the health and retirement benefits we have earned over the years.

Recent News

Informative Reads

What we have have been up to the last 26 years

Why San Francisco’s Pension is a top performer

Participate with Protect Our Benefits

If you are a retiree or beneficiary of the City and County of San Francisco and would like to participate with Protect Our Benefits, please e-mail us at Be sure to let us know where you reside and what you are interested in doing. Since POB is an all-volunteer group, please allow a few days for us to respond.